Saturday, December 28, 2019

Descriptive Essay Drawing The Line - 1370 Words

â€Å"Drawing the line† Since we were kids our moms taught us to respect others and be kind, to obey the rules and pay respect to adults. As we grew older we started to understand the world better and we set our own â€Å"rules†; some people like to be surrounded by others and share their lives, while others prefer to keep their lives in private. We could say that in either case we â€Å"draw a line† for our best convenience or preference. For many, crossing a border implies talk to an officer, paperwork, questions, long lines and a lot of nervousness even if you have nothing to hide; it’s a weird and anxious feeling in the air. But borders can also be green, beautiful, informative and friendly. A geographical border or wall allow countries to account for everyone and everything that goes in and out of the country also it shows where are the limits for one country and when the other one starts like between Norway and Sweden or the Netherlands and Belgium. However there are borders or walls that are imposed by the government between two countries . What would be the real reason behind these walls? Are they intentions legitimately good or there’s a motive behind this walls? A few examples are the Berlin Wall, the Great Wall of China, the United States and Mexican border or the Israeli-Palestinian conflict just to name a few. At the same time that borders and limits are needed to have control, they separate and divide people creating conflicts also adding all the violence and deaths thatShow MoreRelatedMiltons Strengths and Weaknesses as a Poet 790 Words   |  3 PagesThe purpose of this essay is to discuss John Milton’s strengths and weaknesses as a poet, writer, and thinker. It is my argument that his strongest strength is the use of descriptive words and phrases from different sources because of his sight. His weaknesses are none other than the reader’s perception. It is hard for me or anyone to discuss these attributes because they are different in each and every poem as with each and every person. What might be considered a weakness in one poem is strengthRead MoreBenefits Of Using The Arts896 Words   |  4 Pagesto win an award for writing an essay or poem than kids who don t participate (Lynch, n.d.). Improvement of Motor Skills Many of the movements associated with making art, like scribbling using a crayon or holding a paintbrush, are important to the development of fine motor skills in young kids. Many preschool programs stress using scissors as it acquires for writing the dexterity kids will want. Around age three should start working with safety scissors and drawing a circle. Around age four, kidsRead MoreManagment Therory1261 Words   |  6 PagesAssessment item 2 Strategic Management OR Knowledge amp; Learning Value: 45% Due date: 11-Sep-2015 Return date: 02-Oct-2015 Length: 3000 words Submission method options Alternative submission method Task You are required to write a 3000 word essay on either Strategic Management or Management Knowledge amp; Learning as follows: * Use an organisation that is or has been in the news during the past two years (work-related learning) as an example of strategic management practices.Failing that, selectRead MoreA Man Becoming Prejudice Against Blind People1710 Words   |  7 Pagessocioeconomic status. He had the ability to capture the lives of the average Joe through his fictional tales. He was known to use people from all walks of life to depict his agenda in these tales. He successfully wrote many short stories, poems, and essays with various collections. His story, the Cathedral is infamous for pointing out how a blind man or in other words a disabled individual can help someone discover something extraordinary. Raymond Carver loved travelling as a young man, and wouldRead MoreDulce Et Decorum Est Analysis Essays1122 Words   |  5 Pages‘Dulce Et Decorum Est’ Essay For years, war and the honour of war has been built up and glorified unfairly by the media in cartoons, movies, games, news and even songs as well as warmongers trying to cash in on unsuspecting and gullible young men who want to be recognized as heroes. Wilfred Owen, who had served in World War 1 and died while defending his country age 25, wrote the poem ‘Dulce Et Decorum Est’ as an attempt to dismantle the unrealistic expectations about war that boys who are ‘ardentRead MoreThe Maginot Line During The Period Between World War II Essay1351 Words   |  6 PagesThe Maginot Line during the period between World War I and World War II changed dramatically and greatly affected international affairs. In this essay I will attempt to give a descriptive and informative chronological outline of the creation on the Maginot Line, as well as the residual effects of it and its outcome on international affairs. The Maginot Line was named after the French Minister of War Andrà © Maginot. It was a line of obstacles, concrete fortifications, and weapon installations thatRead Moredsfsdsfs4469 Words   |  18 Pagesfor each payment, which will include a link to easy cancellation instructions. Essay From Wikipedia, the free encyclopedia Jump to: navigation, search For other uses, see Essay (disambiguation). Essays of Michel de Montaigne An essay is generally a short piece of writing written from an author s personal point of view, but the definition is vague, overlapping with those of an article and a short story. Essays can consist of a number of elements, including: literary criticism, politicalRead More Euthanasia Essay2196 Words   |  9 Pages Here is another essay for you to use! Its alittle screwed up, but perhaps you can do something with it. It was a lot worse than this, it had strange marks all over it and the paragraphs were everywhere. I fixed it a bit, but I would go crazy if I stared at a computer screen any more!!!! Euthanasia, is one of the most controversial issues of our time. This diver issue raises many questions such as: how should decisions be made, and by whom? What should be determined as a matter of law and whatRead More Comparison of Miracle on St. Davids Day by Gillian Clarke and Daffodils by William Wordsworth1989 Words   |  8 PagesClarke. Due to this, the poems differ greatly in their style and language. Observing the poems at first glance, it is obvious that they also contrast in content, however at greater depth, the connections between them are made obvious. In this essay, I will be discussing the connections and differences between the two poems. The daffodil is the national symbol of Wales; it represents hope, joy and celebration. Both of the poets make this markedly palpable using this as a theme for theirRead MoreThe Invention And Reinvention Of The Peasant Essay2418 Words   |  10 PagesHow King Keohane, and Verba’s â€Å"The science in social science† and â€Å"The Descriptive Inferences† can be used to elaborate Timothy Mitchell’s â€Å"The Invention and Reinvention of the Peasant† In his work â€Å"The Invention and Reinvention of the Peasant,† Timothy Mitchell makes an elaboration of the research in colonial hegemony in Egypt as a country in the 19th century. In addition, his work covers how â€Å"the peasant† has become a field of expertise that aims to deal with the theory and description of folk

Friday, December 20, 2019

The Importance Of Early Vocabulary For Literacy Achievement

This paper is a review of the article entitled, â€Å"The Importance of Early Vocabulary for Literacy Achievement in High Poverty Schools.† The article was co-written by Lowry Hemphill of Wheelock College and Terrence Tivnan of the Harvard Graduate School of Education. The article was published by the Journal of Education for Students Placed at Risk in 2008. The author’s objective was to gather data supporting the correlation between early literacy vocabulary skills and literacy achievement in students raised in low socioeconomic situations. The purpose of the study was to explore, â€Å"the contributions of both early meaning-related and code-related skills to low-income children’s literacy achievement across Grades 1-3† (Hemphill Tivnan, 2008). Prior to this study, Boston, a large urban school district, implemented several reforms to help improve early literacy instruction. This allowed researchers to examine the impact of the students’ early skill level combined with the instructional reforms on the determination of achievement in literacy. The participants were volunteers from 16 elementary schools from across the Boston district. Approximately 95% of the parents in the schools gave permission for their student to participate in this study that followed the participants’ literacy progress from the beginning of 1st grade through the end of third grade. On average 80-90 percent of the student population in the 16 participating schools were eligible for free or reduced lunch. TheseShow MoreR elatedChildrens Emergent Literacy Development1395 Words   |  6 Pagessignificantly impacts a child’s emergent literacy development. (Senechal, Lefevre, Thomas , Daley, 1996; Sawyer, et al., 2014; Sà ©nà ©chal LeFevre, 2002; Senechal LaFevre, 2014). HLE is defined by the â€Å"frequency of storybook reading and literacy teaching during book reading† (Sawyer, et al., 2014, p. 65). Sà ©nà ©chal LeFevre (2002 2014) conducted a study to prove that a positive and helpful HLE aids in children’s emergent literacy. The Home Literacy Model used proved the original hypothesisRead MoreEarly Childhood Development : The Psychoanalytic Theories And The Constructivist Theories881 Words   |  4 Pagesthrough play that will benefit them for the rest of their life. Play helps children develop vocabulary and literacy capability, social skills. Research shows that children benefit, both from guided and unstructured play. Specialists define guided play as play stru ctured to teach academic skills and concepts (Roskos, Tabors, and Lenhart 2004). Two major theories explain on the importance of play in early childhood development, the Psychoanalytic theories and the constructivist theories. The constructivistRead MoreAn Academic Critique Of A Research Article By Karen L. Gischlar And Joanne P. Vesay Essay1598 Words   |  7 Pagesand Joanne P. Vesay entitled: Literacy Curricula and Assessment: A Survey of Early Childhood Educators in two States. I was attracted to this article because being an early educator myself, I know how important literacy instructions is in the early years. It intrigued me to read about the types of curricula and assessment used by other educators to assess young children learning. The purpose of the article was to survey early childhood educators regarding their literacy practices and the assessmentsRead MoreThe Relationship Between Literacy Achievement And Social Communication Essay1686 Words   |  7 Pages The Relationship Between Literacy Achievement and Social Communication: A Review of the Literature Capstone Research Paper SLP 6070 Research Methods Nova Southeastern University July 24th, 2016 Priya Singh â€Æ' Abstract Schools are social environments in which students learn through collaboration with their teachers and peers (Zins, Bloodworm, Weissberg, Wallberg, 2003). From a preschool to high school, students are forced to collaborate to lead to the sharing of resources and ideasRead MoreLiteracy Is The Cornerstone For All Learning926 Words   |  4 PagesLiteracy is the cornerstone to all learning; it is imperative to future academic success. (Tracey and Morrow, 2012). Due to the significance of literacy instruction, there are a myriad of ways to teach literacy. Literacy is a complex subject, honing in on balancing reading, writing, speaking, and listening. As a result of the complexity of literacy instruction, we arrive at the age-old debate of what is the best literacy instruction. My philosophy of literacy instruction centralizes around theRead MoreFactors That Affect The Student s Learning And Achievement788 Words   |  4 Pagesculture and race, standards, and family involvement are some of them and are a crucial part of the students’ growth and success in school. During this week learning, I have learned that these factors affect the student’s learning and achievement. Based on the effective literacy practices Reutzel, D. R., Cooter, R, D. (2015), the teachers needs to know and follow the seven pillars of effective reading instructions in order to achieve gaps and the student become proficient. As a Spanish immersion teacherRead MoreThe Process Of Learning For Read Can Be Difficult For Young Children1096 Words   |  5 Pagesapproach to teaching children reading skills and strategies, teachers start with explicit instruction before gradually giving students responsibility and independence in using these strategies for reading. Teachers must understand the importance of oral language, vocabulary, concepts of print, phonemic awareness, phonics and comprehension within the reading process to ensure that children are well equipped with these ele ments prior to learning to read. Knowledge and understanding of these concepts giveRead MoreI Am Considering For My Newsletter Is About Reading / Literacy869 Words   |  4 Pagesreading/literacy. It is important that children read not only in school but at home as well. I want children and their parents to be inspired to read more and understand how early literacy makes an impact on children’s development. It is important that the community, teachers, parents, and caregivers understand how important reading is in a child’s development. Reading books provides a lifelong relationship with the printed word while teaching children the importance of language and literacy. ReadingRead MoreChapter Two : Review Of Literature1584 Words   |  7 Pagesplace increased pressure on districts and teachers, addressing the needs of culturally and linguistically diverse students is a growing challenge in the United States. In light of what is known about how children learn and the best practices in literacy instruction, what is the most effective way to teach reading to elementary students acquiring English? An in depth look at oral language development, effective classroom environments, and the gift of time indicates that there are specific thingsRead MoreAmerican Sign Language ( Asl ) Is A Visual And Natural Language1029 Words   |  5 Pagesother than English (Mitchell Karchmer, 2002). Deaf families understand the importance of having language access early and their deaf children’s vocabulary will be as big comparable to hearing children who are learning a spoken language (Baker, 2010). Deaf children from DOD have full access to ASL whereas most deaf children from DOH have limited access to ASL. Deaf children of DOH are typically not given the same early opportunity (Baker, 2010). Research suggested that the first few years of

Thursday, December 12, 2019

Music Therapy Essay Example For Students

Music Therapy Essay Music therapy is an auxiliary therapeutic method at the junction of psychology, neurophysiology, and musicology, which uses sensory stimulation through music. The basis of this method is the beneficial effects of music on the psycho-emotional state of a person. Music therapy sessions are not aimed at music education. It is mainly used to improve cognitive functioning, motor skills, emotional development, social skills, and quality of life. The introduction of music therapy is used in medical and social institutions, educational institutions, early development centers, adaptive development centers, rehabilitation programs, and correctional institutions. Music therapists often work as part of a group of specialists in various fields, participating in the formation of health programs. Music has been used for centuries as a healing agent in many countries and cultures. Evidence of its use can be found among the ancient Egyptians and Greeks, medieval Arabs, Hindus, and Native American peoples. During the XVIII-XIX centuries, they published scattered articles, research paper, thesis statement, music therapy essay, books, experimental results, and medical practice reports describing the benefits of music therapy. The first scientific studies of the influence of music on humans appeared in the late nineteenth and early twentieth centuries. Music therapy, in such title as we know it now, was formed in the years after the end of the First and Second World War, when musicians visited hospitals for free to alleviate the suffering of veterans. And in 1944, the first intake of students for the specialty music therapist was opened at the University of Michigan. There are two forms of music therapy: Passive music therapy is usually aimed at relaxing. At the same time, the patient can draw, meditate, or simply listen to musical works or topic selected by experts on the basis of his musical reactions. This technique can be combined with massage and aromatherapy; the result will be for mind and body. Active music therapy is an active interaction with the musical material. This can be implemented by playing it singing, playing an instrument, and performing movements to music rhythmic exercises, dancing. In the course of such persuasive studies, motor abilities, coordination, imagination, and creative abilities are improved; through music and speech, patients can express their state and emotions. In addition to those already mentioned, the following practices can also be used in therapy: improvisation, songwriting, discussion of musical works and vocal texts, musical games, symbolic drama, music essay, drumming, therapeutic performances. In most cases, music treatment methods are selected individually, and sometimes the sessions are held in groups. The benefits of music therapy: Listening to the right musical composition can reduce blood pressure, normalize emotional state, slow heartbeat, increase concentration, improve speaking skills, as well as music,   can help memory work processes, reduce pain, resolve arguments and improve quality of life. In general, the practice of using music therapy shows its effectiveness in the following areas: impact on the emotional state (mood), its stabilization; linguistic and psychosocial development (speech, communication); physiological reactions and processes (pain, blood pressure, breathing, etc.); physical rehabilitation and motor skills, problems; neurophysiological functioning. Multiple areas of the cerebral cortex in both hemispheres, as well as subcortical regions of the brain, are responsible for the perception and reproduction of music. That is why the importance of music is so high in rehabilitation after strokes, head injuries, dementia, developmental delays, and mental disorders. Music therapists help clients achieve goals in various non-musical areas, for example: develop social skills, learn to express emotions, increase self-confidence, develop fine motor skills, provide relaxation, endure loss, and develop a concentration of attention. Performance EssayMedical research and practical experience confirm the effectiveness of music treatment when working with different groups of people. There are opinions that it is necessary to have musical skills to participate in music therapy sessions, but this is not true. People of completely different ages and any level of physical and mental development can take part in such therapy. Music therapy affects several areas of a person’s life in a positive and engaging way and has no disadvantages. Music therapy facilitates rehabilitation for: for  depression, stress, PTSD, anxiety disorder, panic attacks, eating disorders; developmental characteristics and associated learning difficulties and behavioral disorders; physical disability; mental illness (for example, some forms of schizophrenia, psychosis); age-related mental disorders, such as Alzheimers disease, dementia, memory loss; drug and alcohol addiction; cardiovascular diseases; neurological diseases such as Parkinsons disease; traumatic brain injury; acute and chronic pain (for example, in the case of oncological diseases, after surgical interventions, even during childbirth!). The form and content of music therapy are most often formed individually with the help of a specialist. For example, the music that patients loved in their youth helps to slow down the degradation of memory, cognitive functions, large motor skills, as well as reduce anxiety during senile dementia. Scientific research on the effectiveness of music therapy is conducted around the world. According to the PubMed database of publications in medicine and biology, there are more than 4.5 thousand in the USA alone, and it is a good result. In conclusion, the main advantages of music therapy are its low cost, as well as the obvious non-invasiveness (lack of physical intervention). Long-term practice proves its effectiveness and positive impact on the human psyche. Sometimes music therapy helps even in situations where other therapeutic methods do not help. Despite the proven benefits, we should not forget that music therapy is not an independent, but an additional therapeutic.

Wednesday, December 4, 2019

Amazon Analysis free essay sample

Key drivers of change Technological most important aspect of Amazon’s Pestle factors: Key drivers for change: * /Internet penetration rates * Web development e-commerce * Protecting their patented software and not being imitated easily by competitors. E-commerce-Bezos understanding of e-commerce through knowledge of web users and the web that has made amazon a dominant company on the web . ’(pg 27 Saunders 1999) ,Branding of the website is important . (Pg 91 saunders) Commitment to e-commerce has to be maintained, by keeping ahead of the technology curve, Amazon’s one-click technology is important in keeping customers visiting. pg 32-33 saunders ) Porters 5 forces analysis The threat of Entry * How will new entrants into the market overcome barriers to entry * High barriers to entry are good for existing competitors and amazon. Barriers to entry are * Scale and experience Economies of scale , when Amazon reach high level production It will be hard for new entrant s to match them, experience curve effects help Amazon to have learned how to do things more efficiently than new entrants. Whilst the new entrant is building up experience it will be doing so at a higher cost than Amazon. The threat of substitutes Price/Performance ratio * Barnes and Noble, in store availability of books, although more expensive, could be more convenient to consumers, have the option of not giving over credit card details. as well as trying the product out before they purchase it. * Auto trader, HMV could potentially offer a better service as HMV, as they have stores which could be more convenient again for onsumers. * Consumers could opt to go to cinema rather than buy from Amazon for videos. Extra Industry affects Amazon will have to be aware of substitutes away from their own industry such as search engines that could set up a similar service to their own e. g Yahoo. com. The Power of Buyers Low switching costs Our result indicates that buyers explore and try a vast number of available options in their early experience of the market but tend to seek relational exchanges as their exper ience matures Our finding is contrary to what is observed in popular online markets for physical goods such as eBay and Amazon: buyers are interested in maintaining recurrent business with a limited number of providers (Wolf,E,2010,Move to depth:Buyer Provider interactions in Online service Marketplaces E-service Journal, Vol 7,pg 2-14,Ebsco ) By acquiring book pages and Telebook defended consumers buyer power even more so in relevance to low switching costs ( Amazon case study) ,in 1997 they had lowered prices even further certain books had up to 40% off, in which encouraged repeat purchasing. An associates program was launched so Amazon could help small merchants, so that they could link to Amazon. com to sell from its data base and they receive a commission from each sale. The idea behind this is so that more people would buy from Amazon and it stops Consumers from switching( The power of suppliers * Amazon created a good relationship with wholesalers and shippers from the start. * Private investment of $1. million dollars and $8 million of silicon valley at start up * $50 million worth of shares enabled an aggressive expansion of the business * Designates its maintenance of inventory to others, storage space isn’t an issue. * Amazon are dependent on wholesale distributors such as Ingram ,independent publishers and music and video companies for the stock it sells therefore saving Amazon a major cost in terms of allocation. * In 1999 Ingram provided 50% of Amazon’s book titles, barnes and noble threatened to aquire it, Amazon it would seem are dependent on t hese retailers. However Amazon can find another book supplier but the suppliers may become competition as they could cut the middleman out (Amazon ) and utilise forwards vertical integration by selling directly to consumers. * Amazon in a weak negotiating position with suppliers as there isn’t many book suppliers. Competitive rivalry * The industry growth rate was high, World wide web had a fast growth rate, predicted at 2,300 percent monthly * Barnes and noble could have been considered a threat as they had infrastructure as well as a online arm * E-bay only focused on online auctions, in which was only a small area of Amazon’s business model. With customer experience costs largely fixed, Amazon’s costs as a percentage of sales can shrink rapidly as they grow their business. * Amazon continued to lower prices as well as free shipping on orders over $25. (This allowing Amazon to increase their volumes of output , this leading to price wars and increased competit ion. * Amazon is seen as ‘Virtual’ i. e it has no brick and mortar stores like competitors ( barnes and noble ), as well as no storage costs. Thus enabling them to invest more capital into enhancing its brand and website. * There is Low differentiation in Amazon’s industry in terms of online auctions as customers can easily switch between them and E-Bay as well as online book sales as they can switch to rivals such as Barnes and noble, although Amazon was able to undercut their rivals as they competed on price, By having no high costs in terms of storage of stock or buildings they could pass this benefit onto customers. Referring to competitor Barnes and noble’s 1999 company report they had other costs , such as rental space and the costs of opening up new stores , Barnes and Nobles costs of sales an occupancy increased from $2. 413 billion in 1998 , whereas inn 1999 it was $2. 019 million, this indicating that they had high fixed costs. And Amazon could therefore capitalize on this as their costs of sales were a lot less. * Competitors such as barnes and noble would have High exit barriers as they have a lot of assets through their stores that others may not buy.

Thursday, November 28, 2019

The Naked Ape Essays - Human Behavior, Behavior, Abnormal Psychology

The Naked Ape In The Naked Ape, Desmond Morris provides an alternative explanation of the causative factors underlying various human behavior patterns and societal and cultural activities. He develops his theme around such human activities as feeding, grooming, sleeping, fighting, mating and care of the young. He compares human traits and behaviors with those exhibited by animals, mainly the primates, in like activities. His point is that understanding the evolutionary source of many behaviors can throw new light on understanding the complex nature of the human species. Morris begins by examining the evolution of the mammals, from the earliest insectivores to the latest carnivores, detailing the survival characteristics which led to the success of some species over others. He provides great detail on the development of the nearly naked carnivorous 'hunting ape' from the fruit eating primate group. He presents a thorough discussion of sexual behavior, stressing the similarities between human 'rituals' and primate behaviors. Tracing the three characteristic sexual phases of pair formation, pre-copulatory activity, and copulation, the evolutionary process which lies at the root of modern human sexual behavior is clearly laid out. Similarly, he examines human child-rearing, and provides interesting insights into non-verbal communication and body language between mother and child. The role of exploratory behavior in the basic survival patterns of feeding, fighting, and mating, as well as its importance to an individual's social adjustment, is detailed. Morris analyzes thoroughly our human aggressive urges, as always providing examples of animal behaviors which serve as an objective base upon which to understand why we act as we do. In addition to territorial and social dominance aggressive behaviors, he describes the actual mechanics of aggression, both physiologically and behaviorally. Both displacement activity and appeasement activity are explored in detail. He concludes by examining human feeding and comfort behaviors and mankind's relationships with animals. Throughout the book he stresses that as a species, man is a simple biological phenomenon subject to all the basic laws of animal behavior. He feels that it is important to the survival of the human species to understand itself and the limitations implicit in being a 'naked ape'. Morris admits that he perhaps over-stresses the biological/zoological slant of his thesis, but even so his concepts are capably and logically developed. I found it easy and fascinating to recognize myself (and others) in almost every behavioral situation he describes. One very important point to keep in mind about Morris' book is that he is exploring 'normal' social behavior, not abnormal behavior. He has taken almost every aspect of man's everyday life and shown, acceptably and believably in my opinion, that in many cases human behavior can be understood in terms of our evolutionary roots.

Sunday, November 24, 2019

Describe A Life Changing Event †English Essay

Describe A Life Changing Event – English Essay Free Online Research Papers Describe A Life Changing Event English Essay Many people have significant events that occur in their lives that provide a definite distinction between before and after: before the event, and after the event (respectively, B.E. and A.E.). If it merely changed the way they did something, perceived something, or felt for something (or someone), or if it changed their entire lives, there’s always the notion of the before and after. For me, it was my writing†¦the before and after of my so-far career as a writer. The event I am thinking of wasn’t really one event; it was an experience, spanning the course of a school year, the end of my sophomore and beginning of my junior years in college. More defined than that, it was a class. Well, two classes, but with one professor, and the second was merely a continuation of the first from the prior semester. The class was Literature and Law, although it should have been called ‘Literature and Law and Tons of Writing’. It involved reading pieces of literature that in some way involved the legal/justice system. Three papers were due during the course of the semester, the topic for each being chosen by the student from a pool of options concerning several different pieces of work. Upon entering this class, I was fairly confident with my abilities as a writer. Comments from previous professors had encouraged this level of confidence, and my process leading up to and the eventual act of writing was relatively solidified to a particular pattern: construct an outline, plug in different ideas, write a hand-written rough draft and then finally sit down at the computer to begin typing. Yet it goes farther back than that†¦third grade graduation, awards given out to each student, some of them random and an obvious stretch to find some award for those students who really had nothing awardable. â€Å"And for Gerry, the awards for best recess etiquette†¦Ã¢â‚¬  my teacher proclaimed. And then my name was announced. â€Å"For Stephanie Thomas, the awards for best creative writer†, she said with unmistaken enthusiasm. Even at the tender age of nine, I felt like I deserved it, that I was being rewarded for a skill I truly felt as though I possessed. This routine seemed to work for me and my sometimes anal quirks about my schoolwork. I carried this routine with me for my first chunk of college, and it got me through with flying colors. It was a good routine. No one likes change, or so the saying goes. But change I would the day I first walked in to David Larry’s class. I would change not only how I wrote, but also how I viewed the practice of putting words down on a page, and the power they can unexpectedly carry. He was one of the best to learn this skill from†¦he wasn’t really considered a â€Å"writer†. In addition to teaching a few classes, he is also the Assistant Attorney for Appalachian. He has amazing stories to tell of his years as an attorney in D.C., and also the many adventures of being engrossed in the political and social mayhem of the sixties. He even once ran for sheriff out in Oregon. He didn’t win, but managed to organize one of the largest protest rallies in Oregonian history. All in all, he’s an interesting person who never let class or the subjects discussed to become dull, and never lost the captivation of his students. My first paper in his class was created using this comfortable and familiar process. Looking back, I can’t even remember what it was about, maybe ‘Puddin’head Wilson’ by Mark Twain. Handing it in I had a slightly smug feeling, assuming he would be surprisingly impressed by the natural writing abilities of an as-of-yet minimally trained and novice writer. The fact of the matter was, I had written a fine paper, but the importance of the knowledge taken from the experience wasn’t as cut-and-dry as being a good or bad writer. It was how to take a good piece and make it even better. How to trim out the excess, re-piece the loose ends, and create a beautiful little tight package of a paper: concise, to the point, yet an interesting read that conveyed the purpose and motivation of the writer. Sitting in class the day papers were returned, I was turned around in my seat chatting with one of my friends. â€Å"Ugh, my paper sucked. It was, like, two pages and that was stretching it† they admitted to me, with a tone that seemed to me as if â€Å"oh well†. This was a far cry from my attitude about writing, especially when it was for a grade. The distribution began, calling out each name, waiting for the hand to go up, and then delivering the paper to its owner. I received my own, and immediately flipped to the back page, the part with the summary evaluation of the entire paper. â€Å"A bit wordy; you can rewrite some parts to be clearer with fewer words used† was the gist of it. Through the paper, in the margins, was the abbreviation â€Å"awk†. Awkward, confusing, unclear. At the time, this flashed to me â€Å"Not good!†, or â€Å"I’ve seen much better†. This wasn’t an easy pill to swallow. It was a learning experience in how to take criticism, realize it is constructive, and go from there. This is an important lesson for any writer to learn, especially those who have been on somewhat of a high horse with regards to their writing abilities, much like I was. The lesson learned in this experience was one taken with me during the next few years, leading up to my internship. My internship involved a good deal of newspaper writing, where making your point and making it fast is the central idea. By now, I had improved my writing style enough that writing a sentence without fillers and fluff came as second nature. When a sentence did come out a bit too wordy, I immediately recognized it and pulled out my writing scissors.I will always appreciate the lesson taught to me by David Larry, even though it was one he probably didn’t realize he was teaching. Although the names of characters and their tangles with legal matters have long since faded from my memory, the gift of being a better writer will long remain. Research Papers on Describe A Life Changing Event - English EssayStandardized TestingMind TravelTrailblazing by Eric Anderson19 Century Society: A Deeply Divided EraBook Review on The Autobiography of Malcolm XIncorporating Risk and Uncertainty Factor in CapitalThe Masque of the Red Death Room meaningsCapital PunishmentHarry Potter and the Deathly Hallows EssayMarketing of Lifeboy Soap A Unilever Product

Thursday, November 21, 2019

Business ethics Dissertation Example | Topics and Well Written Essays - 1750 words

Business ethics - Dissertation Example The relationship between business ethics and the law has in the recent past become a controversial issue necessitating the need for further research in this area.This is since empirical evidence illustrate that when businesses aim at garnering a competitive edge,they are predisposed to performing practices that are contrary to the business ethics. Is it therefore viable to believe that businesses that have been able to maintain a competitive edge act unethically? Consequently, can businesses that have upheld their ethics be referred to as being anti-competitive? It is in the wake of these research questions that this essay will illustrate the influence that business ethics has on the performance of an organization and the relationship between business ethics and law1. Research Questions: 1. Is there any relationship between business ethics and the law? 2. Does competition influence the business ethics of an organization and how is this related to law? 3. Is social responsibility rela ted to the business ethics of an organization and the law? 4. What is the way forward to enhancing the synergy between business ethics and law? Prior to answering the research questions delineated above, it is important to understand what ethic means and why business ethics is important in law. Ethics is a moral principle that determines the conduct of behavior of various professionals as pertains to how they conduct their business and in the decisions they make. As pertains to the utilitarian theory of justice, professionals need to make decisions that are aimed at meeting the greater good of the society and not out of their inner selfish motive. This therefore means that there is need for businesses to uphold their ethics as pertains to how they conduct business. Business being aimed at prevailing above the competitors and making profit, there is need for business men to adhere to ethical principles but still remain competitive. How then is business ethic related to law?2 The law is a combination of rules and regulations that govern a group of people and violation of the law leads to criminal offence. The law is made from sanctions and principles that have been developed by people and more often than not, the law depicts the public opinion of people as pertains to various issues. With reference to business ethics, the law is sought when a business acts in an unethical manner that harms another organization or harms the general public of the organization. The law acts as leverage in disputes resulting from claims that one business did not act ethically and violated the moral principle required in business. Having understood what business ethics entails and the relationship it has with the law, it is important to evaluate how business ethics can be violated as businesses conduct their business and the implications of these violations with reference to the law.3 Models of public policy have been developed in an attempt to illustrate business ethics and what it encompasses: moral manager and the moral market. With reference to the moral manager model, it is upon the managers to engage in morally upright decisions as pertains to the decisions they make and the influence of these decisions to the performance of the organization. This therefore means that the goal of business ethics entails training managers so as to develop morally upright behaviors that re translated to decisions made and the influence they have on the performance of the organization. An organization therefore needs to institutionalize a design that monitors the performance of individuals involved in the business. Moreover, markets also serve as a concern as pertains to business ethics and the law. The forces prevalent in the market influence the performance ethics of individuals in an attempt to counter these forces or to adapt the organization to these forces.4 As businesses attempt to advance in comparison to their competitors, more often than n

Wednesday, November 20, 2019

Stress Essay Example | Topics and Well Written Essays - 250 words - 1

Stress - Essay Example This kind of stress is experienced equally by administrators, managers, employees and workers. Segal et al (2008, para.2) assert that â€Å"while some stress is a normal part of life, excessive stress interferes with your productivity and reduces your physical and emotional health, so it’s important to find ways to keep it under control†. A little stress is beneficial, as it keeps one going and forces him to maintain his good performance. This is called positive stress. However, negative stress weighs heavily on one’s well being because one feels weakened enough to fight the hurdles (Volhard & Volhard, 2011). Behavioral effects of stress include discontentment, argumentative behavior, lack of attentiveness, lack of commitment to the job, and conflicts in relationships (Soreq, Friedman, & Kaufer, 2009, p.42). Physiological effects include headache, stomachache, slow digestion, obesity, decreased sex drive, blood pressure leading to coronary heart diseases, and var ious skin infections (Mayo Clinic, 2011). Before treating stress, it is important to rule out the possibility of factors that accompany stress. Segal, J., Horwitz, L., Jaffe-Gill, E., Smith, M., & Segal, R. (2008). How to reduce and manage job and workplace stress. Stress at Work. Retrieved 6 April, 2012, from

Monday, November 18, 2019

Youtube.coms Way of Producing Value and Transforming it Into Money Essay

Youtube.coms Way of Producing Value and Transforming it Into Money - Essay Example YouTube's uses video playback technology that allows the company to display videos with quality comparable to more established video playback technologies that generally require the user to download and install a small piece of software called a browser plug-in in order to watch the video. Although the Flash itself requires a plug-in, said plug-in is generally found in approximately 90% of Internet-connected computers, hence users could easily download. It was the use of this technology that explains a key component of company’ success as it viewers watch video instantly without installing software or dealing with a common problem found in other video technologies stock. According to a July 16, 2006, survey, 100 million clips are viewed daily on YouTube, with an additional 65,000 new videos uploaded per 24 hours (Wikipedia, 2006) (Paraphrasing made). YouTube business must have come to what has predicted long ago where the users of its website may be considered the ‘technocrats’ or part of the ‘knowledge class’. In the early 1970’s Bell (1973) predicted the advent of the information society would which inevitably lead to the hegemony of the creators of information: the Knowledge Class. Touraine (1974) was predicted also about the new dominant class [of technocrats] which defined as knowledge and a certain level of education. Youtube.com's production chain operational strategy is a combination of contributions from creative labor and immaterial labor.

Friday, November 15, 2019

Ethical Issues in Surrogacy

Ethical Issues in Surrogacy Introduction: Surrogacy is a term used when a woman agrees to carry a pregnancy as a surrogate mother for another person, who will claim the parental rights of the child. The parental rights holding person acts as the legal guardian who has the authority to care for the child born from the surrogate mother. There is no definite set of laws or rights in Ireland to cover the legal issues arising due to surrogacy and the maternity rights in Ireland also favors the male parent for the child. In this essay, the ethical issues due to surrogacy and maternity rights are explained in detail with a high court case where a Woman loses maternity benefit claim over surrogacy which was published in Irish Times on Tuesday, 7 Jul 2015. Regarding surrogacy, there is no definite ethics and legislation in Ireland regarding surrogacy where is an upsurge in the cases regarding surrogacy. Questions regarding the societies concern for a woman being used as a paid breeding tool. Questions regarding the societies concern for exploitation and commodification, of a woman being used to becoming pregnant and deliver commissioning couples child. Questions about contracting a woman for surrogacy, Is it more like contracting for employment or labor or prostitution or slavery?. Questions regarding the motherhood of the child where Is genetic mother the actual mother or the gestational mother the actual mother? and much more. These major ethical issues are faced in Ireland regarding the maternal rights and legal guardianship for the child which were born through surrogacy. The problems that arise regarding the surrogacy is due to the unrefined Irish legislation which doesnt cover the legal issues arising from surrogacy. High Court Cases regarding surrogacy: Woman loses maternity benefit claim over surrogacy: The commission on assisted human reproduction released a report in the year 2005 which recommended that the parental rights should be given to the commissioning parents and not to the surrogate mother. A regulatory body is suggested for the regulation of assisted human reproduction, including surrogacy was also recommended by the commission. However, still there is no regulating body for the assisted human reproduction. According to the commission on assisted human reproduction, the surrogate mother is the childs guardian and legal mother. The legal maternity is important for documents such as birth certificate, citizenship, etc. By the Status of Children Act 1987 under Section 46 the surrogates husband is considered as the childs father, and if she is not married, she is the sole guardian. The woman had an emergency hysterectomy due to a serious cancer illness during her pregnancy which left her unable to carry a pregnancy. She and her husband came to a decision that they were going to use surrogacy to give birth to their baby. A surrogate entered into an agreement in the US, where she was implanted by the woman and man genetic material fertilized via in-vitro fertilization treatment. A daughter was born through the surrogacy process in the US by the surrogate where every arrangement was legalized. The couple became the legal guardians and the biological parents by the registration in the birth certificate of their daughter. The woman was allowed to avail leave for maternity by her employer, but the pay maternity leave allowance was not agreed by the employer. She also applied to the Department of Social Protection for the State allowance which replied that she is not eligible. The woman claimed the refusal of maternity leave allowance through the court by discriminating in breach of the Equal Status Act. However, in the judgment, Ms. Justice Iseult OMalley disagreed the womans claim by stating that the Equal Status Act cannot be taken into consideration in the case of surrogacy where is an absence of legislation. The judgment also included that the maternity leave allowance is for the woman who carries the baby during her pregnancy. The woman was denied her maternity benefits due to the reason that the child was born through surrogacy. Landmark High Court surrogacy case adjourned: According to the commission on assisted human reproduction, the surrogate mother is the childs guardian and legal mother. The legal maternity is essential for documents such as birth certificate, citizenship, etc. By the Status of Children Act 1987 under Section 46 the surrogates husband is considered as the childs father, and if she is not married, she is the sole guardian. However, the man commissioning the surrogacy can also apply for the childs guardianship if he is the genetic or biological father under the Guardianship of Infants Act 1964. The position is not clear for the surrogate who carries the embryo of the commissioning couple, but if the surrogate uses her ova to conceive the child, the Irish court will hold her as the legal guardian for the child. In the Landmark High Court surrogacy case the parents who commissioned the surrogacy discovered that they had no genetic link to the child which was born using the surrogate. It was believed to be the first case of its kind to come to the courts hearing. Since the parents could not establish a genetic link to the child and the child was allowed into Ireland. The parents applied to make the child as a ward of the court where an interim order was granted, and the couples were appointed as the interim guardian for the child in September. Further DNA testing was ordered by Senior Counsel Gerard Durcan to the President of the High Court Justice Peter Kelly, which can be used to establish the parentage of the child. The judge ordered that further clarification and confirmation is required and the Child and Family Agency (Tusla) has no concerns regarding the welfare. The full hearing of the case would proceed in the month of January. Surrogacy can also be Good: In the developing world, there is both good and bad for every decision made in the peoples life. Surrogacy came into existence due to many reasons; two major are difficulty in adoption and infertility. 11.3% of people are infertility in the US which is the statistics given in the year 2013. Infertile people who want their children who can fulfill the wish of the family has no other option rather than surrogacy so that there is a possibility for living out the dream. Not just infertility people goes for surrogacy, the people who are married to the same sex also has no other option rather than surrogacy. In these cases, surrogacy might not be bad though adoption is suggested and it is a very complicated process and takes a longer time to adopt a child than surrogacy. The legal paperwork involved along with the psychological evaluations and the waiting list etc. may take many years. On the cons, it debated that the surrogate mothers are well aware and conscious of their choice to carry someone elses child. The woman involved in the surrogacy is perceived as an altruistic gesture, and most of them have a positive experience and feel satisfied with the surrogacy process. Conclusion: Surrogacy has both the aspects of good and bad in Ireland it is not well defined which is double edged sword both for the people commissioning surrogacy and to the government. In the first court case of surrogacy, the woman was affected due to the denial of her maternity benefits and the second court case of surrogacy; the court got affected by taking the child as the ward of the court. Clear rules and legislation for the process of surrogacy should come into existence in Ireland. A governing body should be allotted for resolving the problems involving the surrogacy and the problems arising from surrogacy. The government body should have the power decide whether the couple is allowed to commission a surrogacy or to adopt a child if there is a possibility for adoption. According to the commission on assisted human reproductions report released in the year, 2005 should be taken into clear considerations, and a panel should be arranged to decide the power to be allocated to the governin g body.

Wednesday, November 13, 2019

Emotional Hinderance :: essays research papers

Emotional Hinderance   Ã‚  Ã‚  Ã‚  Ã‚  Ã¢â‚¬Å"You must put your emotions into your work† is a phrase often heard in life. It proposes that emotions, which are often ignored, are a key to success. This holds true in many regards, however there are times when emotion should be restricted in swaying one’s thoughts. The pursuit of knowledge is to be completely objective. Thus, although emotional intelligence is necessary, it is more of a hindrance than a help, and should be controlled.   Ã‚  Ã‚  Ã‚  Ã‚  Since knowledge is justified true belief, it follows that the justification must be logical and true in itself. It must also be accurate, but broad. Emotional intelligence goes against this by treating subjective feelings as fact. Because the chain of logic is only as strong as its weakest link, knowledge built strongly with emotional intelligence can often turn out to be incorrect. Take, for example, an individual studying the disposition of dogs. If this individual had a traumatic childhood experience involving a dog (an attack, for example), this snippet of emotion will always taint the individual’s research, even if the circumstances are unrelated (the childhood dog may have been rabid).   Ã‚  Ã‚  Ã‚  Ã‚  Emotional intelligence is very important, however, in living life. That is why we evolved it. Revisiting the aforementioned dog and disregarding rabies, it is possible that there is something about this individual that entices hostility in canines. Although this says nothing about dogs, the childhood experience conditions the individual to avoid dogs in the future. This gives the person a greater chance of living longer, and procreating, the innate goal of man. Emotional intelligence is very important, however it is primarily for survival in everyday life. The pursuit of knowledge, however, is not an everyday event required for survival. It is part of a deep thinking about life, reserved for philosophers.   Ã‚  Ã‚  Ã‚  Ã‚  There is no question that emotional intelligence is required in the pursuit of knowledge. Without any emotional attachment, there would be no pursuit of knowledge, in the first place. Some may argue that emotional intelligence helps to guide us in the pursuit of knowledge. This notion is not logical in that it is subjective, itself. How are we to know whether or not we are being guided correctly? As illustrated earlier, just because something â€Å"feels† correct does not mean that it is.   Ã‚  Ã‚  Ã‚  Ã‚  Things that can be discovered through emotional intelligence can also be found objectively. Using emotional intelligence, one can infer that sugar is good for the human body because it gives the consumer pleasure.

Sunday, November 10, 2019

Dannon Case Study Essay

Danone, Dannon’s parent company, was one of the largest health-focused food companies in the world. Danone traced its heritage back to 1919 in Barcelona, Spain, when Isaac Carasso wanted to create yogurt with inherent health benefits. Through the years and different lines of succession, Danone continued to grow, but never lost its core vision of providing better health to people through their products. When this case was written, Danone’s global business focus was on fresh dairy (Activia yogurt), bottled water (Evian), medical nutrition, and baby nutrition. Danone viewed the United States as an emerging market for yogurt, thus Dannon’s marketing efforts needed to focus on growing U. S. yogurt consumption and expanding the category, while also growing its brand. (Marquis, p. 1) Dannon entered the US market in 1941 and by 2010 was poised to become the leader in America’s domestic yogurt sector. This was a major accomplishment for the simple fact that America’s yogurt market was practically non-existent at the time! A new product, called â€Å"Fruit at the Bottom† changed that and became an instant success. In 2007, even though Dannon had success, U. S. yogurt consumption was only 11. 8 lbs versus 62. 4 lbs in Switzerland and 42 lbs in France (Marquis, Exhibit 2) The implication of the latter statistics to Dannon was the U. S. was a high potential market for the next 5 to 10 years. (Marquis, p. 5) Dannon had maintained a strong commitment to CSR and was integrated into the company’s overall mission of â€Å"bringing health through food to as many people as possible. † Their CSR mission, however, was very internally focused and few customers knew about its activities. (Marquis, p. 1) Dannon’s CSR activities fell under the Regulatory and Corporate Affairs Department and focused around three key themes: nutrition and health, nature, and people. The case identified notable accomplishments in each of these areas, to include the U. S. Dannon Institute (nonprofit foundation dedicated to promoting excellence in the field of nutrition) with its many noteworthy educational programs. The question behind this case, as proposed by its senior director of public relations, was how Dannon’s long-standing, deeply ingrained corporate social responsibility (CSR) efforts could play a role in achieving Danone’s and Dannon’s overall marketing strategy. Discussion with Key Dannon Leaders brought out the following pro’s and con’s concerning the proposed idea of communicating Dannon’s CSR efforts to its consumers: Pro Con Possible increase in marketing of Dannon’s social mission Hard to measure ROI and benefits would be mostly intangible Possible increase in marketing individual products Limited, short-term sales impact Consumption of products might increase Impact of consumption might not be immediate Potential tax incentive or government assistance to promote health programs Competitors could take advantage of hallo effect Opportunity to communicate what Dannon stands for at the product level Change in overall budget priorities and expenditures for new program Opportunity to use Danone global brand Critics could say CSR efforts were only for publicity Brand campaign would have halo effects down to Dannon’s individual products Customers could perceive effort as disingenuous. Dannon employees would feel better about the company they worked for People don’t buy products just because they like the company’s CSR stance Would help build social interests May not support business interests Message might be too complex (Pro and Con information taken from case study, pages 9 -14) To Communicate or Not to Communicate? Dannon seems to be very focused on its Return on Investment (ROI) for marketing and communication dollars spent. While the question of whether or not to communicate its CSR seems very simple, research shows this important undertaking is very complex and there is no easy cookie-cutter answer for Dannon executives. What consumers feel does not always translate to what they buy. According to a 2010 survey, more than 75 percent of consumers surveyed say that social responsibility remains important to them despite the recession. In addition, 38 percent of these respondents indicated that they would spend the same or more on products or services from socially responsible companies compared to 2009. Yet, according to the very same survey, these sentiments do not have a significant impact on favorability and purchase intent — only 13 percent of folks actually proactively seek out CSR friendly brands and purchase them. (Lester, 2010) The latter finding seems to agree with other academic research. According to another survey, CSR impacts a very small group of people, namely the affluent. This report went on to state in its conclusion, â€Å"consumers with strong social preferences (and high income) buy CSR products and consumers with weak social preferences (or low income) buy non-CSR products. (Etile & Tyessier, 2011) General â€Å"assumptions† about CSR and consumer purchases may not be telling the whole story, though. Further research indicates consumers attach more CSR importance to certain industries. For example, the food and healthcare industries had an 88 percent importance rating for CSR initiatives – two of the top three in the entire survey (the other was energy). â€Å"Drilling down† even further shows the sector where CSR is both important to the consumer and CSR communications has performed extremely well is in the food industry. (Lester, 2010) One of the most telling findings in the 2010 CSR branding survey was the importance of tying social responsibility to a product. Its conclusion was consumers are more likely to select the product with an added social benefit hen given a choice between similar products. (Lester, 2010) Research shows a consumer’s loyalty to specific products also has an impact on a company’s overall brand. In an online article of The Economist, the author writes about the importance of brand in the context of specific product purchase. Once customers trust a certain product, they tend to look for the brand associated with it when selecting dissimilar products or services. (Case for Brands, 2001) This all being said, the flip side of the power and influence of a brand is its growing vulnerability – a single failed advertising campaign or hint of scandal can send customers fleeing. According to another article, â€Å"brands—and the multinationals that are increasingly identified with them—are not more powerful, but more vulnerable. Consumers will tolerate a lousy product for far longer than they will tolerate a lousy lifestyle. † (Who’s wearing the trousers, 2001) Pulling all of these points together lead me to the following conclusion: If Dannon intends to tie CSR into its product marketing, it should do so at the individual product level, and If Dannon intends to include CSR as part of its marketing and communications strategy, it needs to be sustained and intentional to have an affect (i. e. measurable ROI). My recommendation is Dannon follows my two suggestions above! Dannon has a distinct advantage in being a well-known name in both the health and wellness sectors as well as the food sector. Customers surveyed tend to research a provider’s reputation more stringently in these areas, as such, a combined external CSR and CR campaign would be, in my opinion, advisable. Dannon’s current CSR strategy, which is mostly internal, is good for its culture and employee retention. However, it does not maximize profitability and overall goodwill. Therefore, an external strategy must be added for full ROI maximization. Impact of a Corporate Parent Dannon is a wholly owned subsidiary of Danone and has a significant fiduciary responsibility to them. According to our case, Dannon is obligated to meet annual targets for profitability, operating free cash flow, manufacturing safety, and environmental sustainability. Dannon’s decision to change its marketing strategy, either as a branding exercise or for a specific product, would absolutely impact several of these obligations. (Marquis, p. 1) Obligation Potential Positive Impact Potential Negative Impact profitability a successively executed plan will increase customer sales and loyalty, both having a long term impact to the parent company’s bottom line. If customers feel the CSR communications are disingenuous, they will discontinue buying Dannon products, thus losing market share and reducing overall profits. operating free cash flow Increased profitability should increase overall free cash flow. Sustained marketing costs a lot of money and will reduce the company’s cash flow; assuming a long-term commitment, this will become a drag on profits if not successful. manufacturing safety No impact If cash flow is reduced, new equipment of safety training may not be purchased, thus allowing for accidents to happen. environmental sustainability No impact When cash flow is reduced, local operators might look for ways to cut expenses. One way to do that is to cut corners, especially in the ways waste is disposed of. customer loyalty A good campaign will increase the number of Americans buying Dannon products as well as the amount being consumed. Market share will increase and provide opportunities for new Dannon products to be distributed. All the reverse of the positive outcomes. Looking at our case, I think the impact to Danone is very minimal. It seems that Danone’s culture is to trust the country-based units and train its leadership to think globally. From my perspective, if Dannon executes a successful CSR campaign for a single product, the likelihood of success is extremely high. The Communication Strategy As indicated in the â€Å"To Communicate or Not to Communicate? † section of this paper, Dannon should take advantage of being in the market sectors where CSR impact is very high (health/wellness and food) and select a single product to use as a CSR marketing and communications platform. Because of its market penetration and dominance, I would use its top proactive health product, Activia, as the product. Danone and Dannon’s sustainable development model focuses around Nutrition and Health, People, and Nature. These three areas and how they relate to Activia would be my focus, with the specific bottom line result being how Activia contributes to a customer’s â€Å"personal health and nutrition naturally. † Once this is done, I would test my new outreach models in focus groups, specifically those that are already purchasing Activia (existing clients) and those that aren’t (potential clients). All successful marketing plan needs to keep both groups in mind; if no new clients are drawn to this approach, then go back to the drawing board. This strategy falls in line with Dannon’s desire to focus on growing the yogurt industry and proving its relevance to Americans. (Marquis, p. 5) When both groups trended positively toward the new marketing strategy, I would roll out a multi-faceted plan that includes print, web, television, internet, and social media. I would also tie this new communication in with the community grant programs that Dannon is already known for. This plan would need to be executed for 90 or 120 days and then measured for tangible ROI, specifically on the Activia product and secondarily on increases in other brand sales. Conclusion In conclusion, I believe that Danone was created with a definite CSR culture as part of their overall operating strategy. As such, all facets of their global organization reflect these core values, to include Dannon. I think this bodes well for an expanded, external CSR communications strategy because: Dannon risks very little in detractors saying they are simply communicating their CSR accomplishments as a profit motive – their legacy as a company, both locally and globally, state otherwise. Dannon is fortunate enough to be in the right sectors where CSR and CR are highly regarded. As such, they can leverage this fact to impact their product marketing even more. Dannon’s consumers, especially the health conscious, tend to have more disposable income and be more drawn to sustainable products and brands. Dannon has a single product, Activia, that is very high in market penetration and fits into both health/wellness and food categories. Again, this can be leveraged. Dannon can test the impact of communicating their CSR philosophy with a single product before exposing their entire brand. If Dannon’s product-based approach works well, then they have set a positive template to add new products, both within the United States and beyond. If it does not, then Dannon can quietly drop their marketing campaign without tainting all their products or the overall Danone brand. In the final analysis, I think Dannon is an ideal company to further communicate their CSR values. As a global company, they can impact and influence other organizations within the food industry. References Etile, F. & Tyessier, S. (2011). Corporate Social Responsibility and the Economics of Consumer Social Responsibility. Paris School of Economics. August 2011. Retrieved May 18, 2013 from http://ageconsearch. umn. edu/bitstream/120399/2/Etile_Fabrice_359. pdf Lester, B. (2010). Corporate social responsibility branding survey. Penn Schoen Berland. Retrieved May 18, 2013 from http://www. psbresearch. com/files/CSR%20Branding%20Survey%202010%20EXTERNAL%20FINAL. pdf Marquis, C. , Shah, P. , Tolleson, A. , & Thomason, B. (2011). The dannon company: marketing and corporate social responsibility (A). The Harvard Business School. Revised September 28, 2011. File number 9-410-121 The Economist. (2001, September 6). The case for brands. Economist. com. Retrieved May 18, 2013 from http://www. economist. com/node/771049 The Economist. (2001, September 6). Who’s wearing the trousers? Economist. com. Retrieved May 18, 2013 from http://www. economist. com/node/770992

Friday, November 8, 2019

Free Essays on Islam And Terrorism

Islam is one of the largest religions in the world. When a person says â€Å"La Illaha Ill Allah Mohammad eh Rasoullilah,† (There is one God â€Å"Allah† and Mohammad is his messenger) he or she becomes a Muslim. This phrase teaches peace and implies harmony; in no way does it mean to inflict harmful acts on others or to be a terrorist. Terrorism is not, in any way, affiliated with Islam; in fact, it contradicts the belief of Islam. In addition, there is a misconception that has developed which links Islam and terrorism together. The media has been a big contributor to this misconception in many ways. In the religion of Islam, there are five duties that a Muslim must obey. These are referred to as the five pillars of Islam. Nowhere in these pillars does it state that the killing of other human beings is an obligation. The first pillar consists of the recitation of the Muslim act of faith: â€Å"There is only one God, Allah, and Mohammad is His messenger.† The second pillar is the act of praying five times a day, facing in the direction of the Qa’aba in Mecca. The third pillar is the donation of a portion of the surplus of one’s wealth to charity. The fourth pillar is fasting during the holy month of Ramadan- a total abstinence of all food and drink from sunrise to sunset. The last pillar is to make a pilgrimage to Mecca (called the Hajj) at least once in a lifetime. These pillars, none of which implies terrorism, are what build the foundation for a Muslim. Islam in no way supports the killing of innocent people, the causing of destruction, or creating chaos in the world. In fact, it is one of the most peaceful religions in the world. Islam teaches patience, obedience, peace, and purity. The Holy Quran encourages the practice of obeying and following God, yet ordains his followers to avoid the creation of destruction, war, and any other kind of violence. Islam even teaches its followers not to take revenge against their enemi... Free Essays on Islam And Terrorism Free Essays on Islam And Terrorism Islam is one of the largest religions in the world. When a person says â€Å"La Illaha Ill Allah Mohammad eh Rasoullilah,† (There is one God â€Å"Allah† and Mohammad is his messenger) he or she becomes a Muslim. This phrase teaches peace and implies harmony; in no way does it mean to inflict harmful acts on others or to be a terrorist. Terrorism is not, in any way, affiliated with Islam; in fact, it contradicts the belief of Islam. In addition, there is a misconception that has developed which links Islam and terrorism together. The media has been a big contributor to this misconception in many ways. In the religion of Islam, there are five duties that a Muslim must obey. These are referred to as the five pillars of Islam. Nowhere in these pillars does it state that the killing of other human beings is an obligation. The first pillar consists of the recitation of the Muslim act of faith: â€Å"There is only one God, Allah, and Mohammad is His messenger.† The second pillar is the act of praying five times a day, facing in the direction of the Qa’aba in Mecca. The third pillar is the donation of a portion of the surplus of one’s wealth to charity. The fourth pillar is fasting during the holy month of Ramadan- a total abstinence of all food and drink from sunrise to sunset. The last pillar is to make a pilgrimage to Mecca (called the Hajj) at least once in a lifetime. These pillars, none of which implies terrorism, are what build the foundation for a Muslim. Islam in no way supports the killing of innocent people, the causing of destruction, or creating chaos in the world. In fact, it is one of the most peaceful religions in the world. Islam teaches patience, obedience, peace, and purity. The Holy Quran encourages the practice of obeying and following God, yet ordains his followers to avoid the creation of destruction, war, and any other kind of violence. Islam even teaches its followers not to take revenge against their enemi...

Wednesday, November 6, 2019

Argumentative Essay Example Should High School Be Mandatory

Argumentative Essay Example Should High School Be Mandatory High school students are facing the whole new world of education. Is it worth getting? When you’re in high school, it’s challenging enough to plan for the next week, let alone the next 10, 15, 25 years. But if a high school student had the foresight to look ahead that far in the future, and even further down the road, they would undoubtedly see the importance of having a high school education. Rather than leaving it up to the near-sighted adolescent to decide, a law should be enacted mandating that all American residents and citizens complete a high school education. After all, it’s free to the public (or paid for with taxes) kindergarten to the 12th grade. And it’s probable that most people who drop out before graduating from high school tend to lead lives of struggle, financial hardship, and criminal troubles, too. HIGH SCHOOL YEARS ARE THE MOST MEMORABLE ONES To begin with, a high school diploma should be the standard in America, because a solid high school education lays a solid foundation for the rest of a person’s life. In high school, as well as the years leading up to high school, a student learns the basics, of course – reading, writing, and arithmetic – but also how to do many other skills that will serve them well as working adults. The school prepares a person to be a responsible, resourceful adult. In school, whether a student realizes it at the time, they are developing quite valuable skills and learning important information. When a person finishes high school, they can do just about anything an adult person needs to do to survive and live a good life – read road maps and plan a trip; understand contracts and agreements, as well as read directions on how to assemble something; balance a checkbook, research how to solve a problem. A high school education is imperative for everyone looking to survive adulthood. Ultimately life is disease, death and oblivion. Its still better than high school. Dan Savage Secondly, a high school education provides a person with the knowledge and fundamental skills needed to get a job as an adult; therefore, it should be made mandatory. To survive in America as an adult, one needs a decent-paying job – and to get a job that pays even the minimum wage, a person generally needs a high school diploma. Take, for example, a gas-station attendant. They work with money most of the day, so they must have a strong foundation in math – a skill taught in school from the very beginning, up until the more-advanced math courses in high school, such as algebra and statistics. Even gas-station attendants are generally required to have some basic knowledge of technology to work the money machines. Nowadays, students begin working on computers from a very early age, in elementary school, and they’re taught more advanced computing skills in high school. Also, attendants each day must communicate information to customers and supervisors alike. Communi cation skills are created and developed through one’s schooling, through writing papers, engaging in discussions, reading, researching and conversing. Without a high school education, a person lacks the necessary skills to be successful as an adult. Thirdly,  a high school education should be mandatory for all Americans for another important reason: the entire point of education is to establish the intellectual foundations needed to be self-educated. In other words, when a person graduates from high school, they possess the intellectual and  informational resourcefulness one needs to teach him or herself just about anything. Naturally, there are tons of people with just a high school education who have gone on to become very successful individuals in just about various fields and industries. Due to their educational foundation, however, they are self-learners capable of mastering any task and challenge they face as adults. FRATERNITY VIOLENCE IN HIGHER EDUCATION To conclude, there should be a law that makes a high school education mandatory for all Americans; that is, a person should be penalized for not finishing high school and getting their diploma. A lack of education hinders an individual, which hurts the economy in the long run – which in turn hinders a country from moving forward and flourishing. It gets left behind. One may go as far to argue how Americans should be legally required to have some sort of post-high school education – whether a college degree or at the very least some sort of specialty education, an apprenticeship, if one prefers the less-academic route. Either way, a high school education is necessary for anyone required to work for a living. It’s imperative for success.

Monday, November 4, 2019

Human Language Essay Example | Topics and Well Written Essays - 1500 words

Human Language - Essay Example However, this physicality poses a greater risk ÃŽ ¿f choking as food passes directly across the trachea. Other animals do not have this anatomy so therefore physically cannot speak. Evolutionary psychologists argue that for this to have evolved into humans over millions of ÃŽ ¿f years the advantages must far outweigh the potential hazards. They maintain that human language originated for a specific reason. The majority ÃŽ ¿f time spent by our early ancestors would be foraging for food in a hostile environment, with little time for establishing bonds with their present groups. Primates communicate within groups by grooming, but obviously, this is time-consuming and can only be done on an individual basis. Dunbar comments, "What language seems to do is allow you to overcome that barrier and use what time you have in a much more efficient way." Language allows humans to talk to several people at the same time. You can talk whilst doing other tasks and this enables humans to reach many m ore individuals, increasing the amount ÃŽ ¿f people you are communicating with. Physicalities aside, Aitchison defines human language as having four unique factors; semanticity - in that the words or other units must have a meaning; displacement - where language can be used whether the object in question is present or not; structure dependence - given that the order ÃŽ ¿f the words must make grammatical sense and creativity - probably the most human quality ÃŽ ¿f all, as there are in essence.... Other animals do not have this anatomy so therefore physically cannot speak. Evolutionary psychologists argue that for this to have evolved in humans over millions f years the advantages must far outweigh the potential hazards. They maintain that human language originated for a specific reason. The majority f time spent by our early ancestors would be foraging for food in a hostile environment, with little time for establishing bonds with their present groups. Primates communicate within groups by grooming, but obviously this is time consuming and can only be done on an individual basis. Dunbar (1993, p. 89) comments, "What language seems to do is allow you to overcome that barrier and use what time you have in a much more efficient way." Language allows humans to talk to several people at the same time. You can talk whilst doing other tasks and this enables humans to reach many more individuals, increasing the amount f people you are communicating with. Physicalities aside, Aitchison (1983) defines human language as having four unique factors; semancity - in that the words or other units must have a meaning; displacement - where language can be used whether the object in question is present or not; structure dependence - given that the order f the words (syntax) must make grammatical sense and creativity - probably the most human quality f all, as there are in essence, a never-ending number f different expressions that can be communicated. Humans use particular tools when communicating. They attempt to recognise and allocate words to certain meanings, then identify the grammatical placement f the word in a sentence, and finally refer back to a wider textual context, using previous knowledge to

Friday, November 1, 2019

Introduction to marketing Assignment Example | Topics and Well Written Essays - 2250 words

Introduction to marketing - Assignment Example These include government rules, regulations and policies that impact on the business environment. According to Georgiev’s (2013, p. 4) study, these policies and regulations include tax policies, trade and labour laws, trade restrictions, tariffs, environmental laws and regulations, infrastructure and development policies. On the same note, political stability is also a critical factor that affects both the economy and the business. From these factors, it is clear that the political factors impact on the daily operations of businesses. This requires that businesses prepare to respond to the current, as well as anticipated future legislations, in order to adjust their marketing policies accordingly. These factors relate to the economy and affect how an entity conducts its business and their profitability. These factors include inflation, interest rates, exchange rates, economic growth, and disposable income of consumers and businesses. An entity has no control over these factors, and it only adjusts its business strategies, commercial and financial policies to benefit most from the prevailing economic conditions. These denote the social-cultural factors and include the shared beliefs and attitudes and can affect the business strategies positively or negatively. They include the demographic aspects such as religious beliefs and social stigmas, age distribution, employment and income statistics, education and career trends, overall general attitude, and population growth rate. These factors have a great impact on the operation of an entity since poor strategies, especially those which go against the societal norms face opposition, criticism protests and even negative publicity. A marketer must, therefore, understand individuals based on age as well as the whole society and what drives them to making a purchase. These factors are brought about by the technological landscape changes in the

Wednesday, October 30, 2019

Media production Assignment Example | Topics and Well Written Essays - 750 words

Media production - Assignment Example The texts are mostly in black and various hues of pink, used to emphasize words in titles. As a whole, the written text, being influenced by the background color now becomes part of the visual. The coordination of colors of the titles, the model’s clothes and other objects in the cover page all come together well to produce an impression of high stylization and a connotation of modern fashion (Machin & Thornborrow, 2003) which Cosmopolitan is known for. Using Miley Cyrus, previously known as a wholesome star of a youth-oriented program, Hannah Montana, as the cover girl who has shed such goody-goody image and embraced a sophisticated-woman-persona may have been a move to stir controversy, and so, attract buyers. Miley’s cover reflects Cosmopolitan’s â€Å"fun, fearless female† philosophy (Streitmatter, 2004). No matter what background Miley Cyrus had, once she becomes a Cosmopolitan woman, she is welcomed into the world of strong, sexually seductive and powerful women (Machin & Thornborrow, 2003). The use of pink background may intentionally indicate Miley’s past as a wholesome teenager. The color Pink usually connotes softness and femininity (Machin, 2007) which were words that could have described her as Hannah Montana. However, Miley’s picture becomes ironic to what Pink represents because she can be perceived as a sexually mature woman, knowledgeable about the ways of the world. Her Cosmopolitan image is far from the innocent Hannah Montana that she characterized just a few years before. The visual elements of the cover page collaborated to successfully depict Miley’s transformation a daring, fun and uninhibited sex symbol and no longer an innocent child. In analyzing the cover page in-depth, the image of Miley Cyrus can be considered symbolic of what she was undergoing at the time of the shoot. While she wears white, a color that connotes purity and wholesomeness, she wears

Monday, October 28, 2019

Management Control System Essay Example for Free

Management Control System Essay Detector - measure what actually happening in the process being control. 2. Assessor - what is actually happening by comparing with some standard/expectation. 3. Affector - feedback. 4. Communication Network - transmit information between the three above. Management Control process is the process by which managers at all levels ensure that the people they supervise implement their intended strategies. Management Control process characteristics: 1. The standar is not preset - management decide what organization should do. 2. Management control is not automatic. 3. Management Control requires coordination among individuals 4. The connection from perceiving the need for action to determining the action required to obtain the desired result may not be clear. 5. Much Management Control is self control. System is a prescribed and usually repetitious way of carrying out an activity or a set of activities. Boundaries of Management Control: 1. Budget - conforming to budget is not necessarily good and departure from budget is not necessarily bad. 2. Goal congruence - it means that, insofar as is feasible, the goals of organization’s individual members should be consistent with the goals of the organization itself. 3. Tool for implementing strategy - organizational structure specifies the roles, reporting relationship and division of responsibilities that shape decision making within an organization. Human resource management is the selection, training, evaluation, promotion and termination of employees so as to develop the knowledge and skills required to execute organizational strategy. Culture refers to the set of common beliefs, attitudes, and norms that explicitly or implicitly guide managerial action. 4. MCS encompass both financial and nonfinancial performance measures. 5. Aid in developing new strategies. Strategy formulation is the process of deciding on the goals of the organization an d the strategies for attaining these goals. Management control is the process of implementing those strategies. Task control is the process of ensuring that specified tasks are carried out effectively and efficiently. Task control system is scientific, whereas management control can never be reduced to a science. By definition, management control involves the behavior of managers, and this cannot be expressed by equations. Impact of the internet on management control - difference between internet and phone: 1. Instant access. 2. Multi-targeted communication. 3. Costless communication. 4. Ability to display images. 5. Shifting power and control to individual.

Saturday, October 26, 2019

Educational Technology Autobiography Essay -- essays papers

Educational Technology Autobiography My experience with educational technology from K-12 to post-secondary education: The very first form of educational technology that I encountered was the use of the overhead in the first grade. In the third grade I was moved to a gifted and talented Math class; therefore, allowing my fellow classmates and myself access to a computer lab that contained seven apple computers. Every Friday we were allotted fifteen to twenty minutes on these computers to play Number Munchers and Oregon Trail. In fourth and fifth grade I continued with my gifted and talented Math programs, but was also added to gifted and talented Science and English programs. In these programs I again used the computer but this time I used the computer for puzzles (i.e. a picture of a cake on the screen and we had to click on the appropriate prompted proportions, or fractions) in Math, for games such as Word- Munchers and filling out Mad-Libs in English, and to record data in a timesheet format in Science. Furthermore, in my Math and Science classes I was asked to be able to understand how to use a s imple function calculator. In addition, in my English class we often heard literature read aloud through a tape recorder, as well as seeing movies based off of the books we were reading. During my last two years of elementary school, I became familiar with the use of overheads, televisions, calculators, and computers, for educational technological purposes. Each summer, while I was in Elementary School, my mother made me practice typing, where I became very familiar with a (hateful) program called Mavis Beacon. Moreover, during the summer before I entered Middle School I opted to take a Summer Camp on computers, where I learned to ... ...unctuation and grammar, as well as provide them with a thesaurus. Finally, another thing on the computer that the teacher could use to enhance teaching her class, would be the use of Microsoft PowerPoint. Here if an English teacher was trying to teach her students the different types of essays, a slide-show explaining what an Expository Essay is on one slide, as well as a Cause/Effect, Definition, Comparison/Contrast, Argumentative, Literary Analysis, and a Character Analysis Essay are on different slides, would make understanding the differences between the essays much more clear to the students, than for example, verbally explaining the different types of essays. Furthermore, using programs such as Microsoft PowerPoint are attractive to the eye; consequently, the student will pay more attention to what they are learning, and essentially learn at a higher level.

Thursday, October 24, 2019

Heart Disease Paper :: Essays Papers

Heart Disease Paper I often have that dream, the one where die. It doesn’t really matter how or when because it’s different every single time. Other people have told me that they’ve had this dream, so I’m not worried that I’ve lost my mind somewhere along the way. My dream is different though. I look to see who’s there. Who walks by and cries and who just walks by. Why does this matter? Why do I care? I didn’t think I did. I recently talked to my dad on instant messenger. It was a slow talk because computers are rather new to him and he has to â€Å"hunt and punch†, as he likes to call it. The reason I mention my father is because I was going to interview him about this paper. You see, heart disease runs in our family and it is presently his turn to be the one who has to watch what he eats. Before him it was my Grandpa Fikes, who unfortunately is no longer with us. I am no different. I have their genes throughout my body and they are slowly taking their effect on my heart and me. The problem is that as a college student I should be in the healthiest and strongest years of my life, but instead I feel like those days are behind me like they were taken away in a gust of wind. I recently stopped at a local Wal-Mart and found one of those machines in the pharmacy department, you know the one that squeezes your arm and tells you not to move because it’s testing, and took the test. I only took it out of pure boredom because my girlfriend was shopping for girl things. When the test was done I took the figures and compared them to the chart on the left. It just so happens that I was borderline in every category. Of course my girlfriend just happened to be passing by and noticed my numbers and let out one of her oh so annoying gasps. She made me take it again. The figures still turned out the same though. This made me somewhat uneasy as I remembered my Grandpa and my Dad. Was I Next? How could I prevent this from happening to me? Why is this happening to me?

Wednesday, October 23, 2019

According To Criminal Justice Today Essay

â€Å"Modern sentencing practices are influenced by five goals, which weave their way through widely disseminated professional and legal models, continuing public calls for sentencing reform.† The five goals of contemporary sentencing are Retribution, Incapacitation, Deterrence, Rehabilitation and Restoration. We are going to discuss what each goal means for sentencing criminals. Retribution a demand for punishment based on a need for vengeance. This is the earliest known rationale for punishment. Early cultures would punish almost every offender almost immediately and without a hearing. Severe penalties like death and exile where common forms of punishment even for minor offenses in early societies. The term just deserts means the offenders sentencing holds that the offenders deserve the punishment they receive at the hands of the law and the punishment should be appropriate with the type of crime. Incapacitation is the second goal of criminal sentencing and seeks to protect the innocent members of society from offenders who might harm them. Unlike retribution, incapacitation requires only restraint and not punishment like sending the offender to a correctional institution without imprisonment. The third example is deterrence. When you think of deterrence, it uses the example or threat of punishment that will convince people that committing crimes is not worth the penalty. Rehabilitation is the fourth example and brings about fundamental changes in offenders and their overall behavior. The ultimate goal of rehabilitation is to reduce the overall number of criminal offenses. Rehabilitation means to return a person to their previous condition. The final example is restoration. Restoration is a sentencing goal that seeks to address what damage was called by the offender that will make those who suffered whole again. This can range from victim’s assistance and/or supporting the victims with some form of compensations.

Tuesday, October 22, 2019

Making a case for The BASEL III The WritePass Journal

Making a case for The BASEL III Making a case for The BASEL III In the face of the impending global financial crisis, world leaders at G20 called for reform from legislators across the globe. From the reports assessing the causes of the crisis and proposing regulatory reform, a general consensus has emerged on two elements. First, all systemically important institutions, instruments and markets should be regulated, preferably under the umbrella of a consolidated supervisor in each jurisdiction. Second, reform will be implemented at a national, not at an international level. A new set of banking regulations, published in response to the financial crisis, to ensure banks can cope with a similar meltdown. The BASEL III was published in 2010 in response to financial crisis. BASEL III The aim of BASEL III was to ensure that banks, in future, would be able to withstand the sort of financial meltdown they have just endured. Two points are discussed in the answer and details are as follows: Capital: The new rules state that the minimum amount of capital that a bank must hold in reserve will rise more than threefold from 2% to 7%. Banks have eight years and, in some cases, 13 to comply. New rules aimed at reducing risks associated with counterparty transactions and introducing liquidity stress tests have also been drafted. Supporters insist a good balance has been struck between improving the Basel 2 framework which ignored liquidity and maintaining enough lending capacity to fuel a global economic recovery. This rule did not get tough on banks, in fact , banks like J.P Morgan that were best capitalised gained most and the share price of many banks rose in response. Lending:   Property experts had reckoned the new rules would make it even harder for banks to lend to property companies and investors banks would have less money to lend and their cost of capital would rise. However these rules were not so significant in the sense that most large, internationally active banks already meet the requirements Lloyds boasts a 9% capital ratio and Barclays 13%. However Banks attitude to property lending will be more affected by their terrible experience in the wake of the credit crunch. Stress tests will identify other less obvious connections between counterparties, for example where a bank has made loans to a number of unconnected counterparties who are all affected by the same underlying business risks. Stress tests were mainly carried out in USA. UK Regulations There have been substantial changes in the way the UK financial services industry is regulated, with potentially significant consequences for its consumers. The first change is a change in the Financial Service Authority(FSA)’s philosophy and its approach to supervision. The second, and more significant change, is the new UK coalition government’s plan to put in place a new financial regulation regime, that will see the FSA phased out in 2012, and its functions carried out by the Bank of England and a number of new regulators. Change in FSA’s philosophy and supervision The review of Northern rock shows that the supervision of risk regulations is flawed and   the supervision of risks in financial services remains the key. The ‘Light Touch’ regulations which was considered the key contributor to the financial crisis(Sants, 2010) is being replaced by intensive supervision. FSA is adopting a new approach to create the environment where risks are lessened and at the same time innovation and an increase in competition The idea of treating customers fairly (TCF) remains firmly on the regulator’s agenda for the supervision of firms. The regulator accepts that the TCF initiative has not delivered the outcomes that consumers deserve, largely as a result of its implementation in a non-neutral, reactive manner (Sants, 2009, 2010). It has consulted on ways to improve professionalism within the industry (FSA, 2009) and the way firms handle consumer complaints (FSA, 2010). It has also re-focused the TCF initiative towards making the retail market work better for consumers. The new financial regulatory regime to replace the FSA The new coalition government in the UK has decided to get rid of the FSA and to split its responsibilities between the Bank of England and a new financial services consumer protection agency (currently being referred to as the Consumer Protection and Markets Authority (CPMA)). In this new regime the Bank of England will be responsible for the overall financial stability of the UK financial system, in addition to its already existing responsibility for monetary policy. Europe Regulations The European Commission has been among the most active in proposing reforms after the global financial crisis. The Commissions proposals include new regulatory bodies at the European level, changes to the way financial institutions are regulated in the EU, and changes to the regulation of certain financial products. The Commission and the European Council have called for an enhanced European financial supervisory framework, which will be composed of two new bodies: the European Systemic Risk Council (ESRC) and the European System of Financial Supervisors (ESFS). The ESRC will be responsible for macro-prudential oversight; specifically monitoring and assessing potential threats to financial stability that arise from macro-economic developments and from developments within the financial system as a whole. It will not have any regulatory authority over financial institutions or markets. The ESFS will consist of a network of national financial supervisors working in tandem with three new European supervisory authorities: the European Banking Authority : which monitors banks, the European Insurance and Occupational Pensions Authority: which look after insurance and pension and the European Securities Authority: which look after market. These three new bodies will replace the existing Committees of Supervisors, known as Level 3 committees that advise the Commission. These proposals are designed to create a framework within which financial risk at the EU level will be supervised, and through which the actions of national supervisors may be coordinated. US Regulations The position in the US is complicated because of the division of responsibilities amongst various agencies. Recent US proposals would coordinate these agencies through the creation of the Financial Services Oversight Council, which would be composed of representatives from multiple agencies and chaired by the US Treasury Department. This body will also have a more formal role in the regulatory process. This approach is broadly similar to the position in the EU, in that a supervisor, comprising representatives from various bodies in the sector, will monitor risk on a macro-basis and act accordingly through those bodies. The interaction between the ESRC: and its US equivalent will be key to the success of both initiatives. How this will occur remains to be seen. Conclusion: BASEL III: Banks will have to hold a greater amount of high quality capital, which should make failure less likely and deposits more secure. Higher quality capital is more expensive, which might increase the interest rates which banks charge their borrowers. The higher quality capital should also make bank bail-outs less likely and therefore protect taxpayer funds. Regulatory capital adequacy only ensures that banks have enough capital to meet their obligations over the entire life of their business. It does not address whether they have enough readily available funds to be able to meet their obligations as they fall due. The liquidity coverage ratio is intended to ensure that the bank can pay its obligations falling due over the next 30 days. Regulations: UK, EU and US are moving on a variety of fronts to improve their financial regulatory systems in response to the financial crisis. The regulatory bodies have been active proposing major reforms and accelerating the implementation of measures that were already under way. There is still considerable uncertainty regarding the final shape of some of these initiatives. Some initiatives seem likely to create tension with member state governments.   On both sides of the Atlantic Ocean, the key challenge will be to ensure that steps towards reform reflect a global consensus reached in the G20 and to ensure that the move to tighten regulation of the financial system does not create unintended barriers for global financial institutions. References Basel 3 quick fix is neither Critics find little assurance that proposed standards will prevent banking failures. By Thomas Watson Financial services and consumer protection after the crisis by Folarin Akinbami Durham University, Durham, UK Daily Mail, 9th March 2011 Perspectives on Basel III. International Financial Law Review, 02626969, Nov2010, Vol. 29, Issue 9